“If I said no to your request over the last few days, please call back.
I now have an explanation to give.”
Most will not call back. They do not really care about your circumstances. You are only useful when you say yes to them.
They believe when they ask, they must receive. They do not believe in giving as a prerequisite to getting.
Entitled people are the most justified in their own eyes. Cracking jokes about your kindness and delaying repayment with more profound stories, that the ones used when they were asking.
My answer to your ask is still no, and will remain so.
– Osasu Oviawe