Less is more

Younger people have less money to invest. Please invest the little you can, time is on your side.

Older people have less time on their side. Please invest as much as you can, money is also a unit of time.

Those that start early with less, will outperform those that start later with more. Compounding is biased in favor of time, not magnitude.

What should be our target minimum savings?

As a guide, remember the pareto principle – 80% of your results come from 20% of your efforts. Or better still, 80% of your output come from 20% of your input.

A minimum of 20% savings upfront, is advised.

Start now. Now is the earliest you will ever get.

– Osasu Oviawe

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