Today, I got my usual monthly call from my banker, trying to sell loan packages.
After exchanging the usual pleasantries, he moved into salesman mode.
I asked him a question, “What is in it for you if I take this loan?” He gave a dishonest answer, “Nothing.”
I then asked him another question, “What is in it for me if I refuse to take this loan?” He gave an honest answer, “Nothing.”
I then summarized, “I prefer to do nothing right now.”
I am thankful for the ability to do nothing, especially in circumstances where incentives are not clear.